Tool cover insurance

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Protect how you earn your living

As a professional business person, you will agree with the fact that for the majority of small businesses, work tools are extremely crucial in realising the business objectives. This being the case, you should ask yourself this: if yours are stolen, damaged or lost, do you have any back up to help keep your business operational? You should be aware that having tools insurance serves as a guarantee to let you get on with normal operations, regardless of the inconvenience you might be faced with.

As a matter of fact, regardless of whether it is your own personal tools or hired equipment, you will be glad to learn that Tradesman Insurance 4u have insurance provisions which will still cover you. Simply put, we are able to insure hand tools, plant equipment as well as power tools from different kinds of loss, theft or damage. One of our key requirements for you to access such provisions is that you use our form to set up an insurance policy which is tailored to meet your personal requirements.

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Tradesman Insurance

An overview of Tool Insurance

With Tradesman Insurance 4u, you will be able to insure as much as £10,000 worth of your business assets, including tools and equipment. Take note, the level of cover which you will require will be determined on your business after a close and detailed consideration of the kind of tools which you use.

Simply put, tools insurance is able to not only cover your hand-tools, but also power tools and other important equipment from loss, damage or even theft. Take note, in case you need insurance for tools in your van, machinery, stock, a hired plant or any other contents, you will be glad to learn that you can also arrange to have them covered by the same policy.

In the event that you already have a policy with us and yet you would like to add this cover (tools insurance).

All you would need to do is simply to contact us by phone on 02071 185247 or via our simple to use contact form. Once you contact us, we will check if you’re eligible and then proceed to get you up to date.

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Your tool cover policy

It is important that you have a clear idea of what it is exactly that you would like from your tools insurance. In order to help you make the right choices, consider the following check points, which serve as a guarantee to get you thinking:

  • Carefully going through and checking the policy documents (placing emphasis on exclusions and excesses) before you finalise any purchase. For instance, there are instances in which you tools may only be subject to insurance overnight in the event that the right security is in place.
  • Never underestimating the actual value of your tools.
  • Making a decision whether this cover is the right on for you after which you can proceed to add it onto your full business insurance policy.
Tools in Transit Insurance

This service offers Insurance from the risk of theft or damage of your tools while they are in transit. You should check you policy documents in order to make sure that the goods in transit cover is also included.

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