Tradesman Insurance

Get a Quote in 6 simple steps

Start your quote

Insurance for whichever trade you need

At Tradesman Insurance 4u, we offer flexible options for over 350 different trades. Our policies can be customised to meet your specific needs, covering public liability, professional indemnity, employers liability, personal accident, product liability, and additional tool cover..

As a tradesman, you face a variety of risks and perils in your daily work. That's why we've partnered with top UK insurance providers to give you competitive prices and comprehensive coverage. With decades of experience working with tradesmen and construction professionals, we understand the challenges you face and strive to make insurance stress-free.

What is tradesman insurance?

Tradesman insurance is designed to protect your business from high-risk situations. We make it easy for you to get covered with our simple online form, and our helpful advisors are available to discuss your options and help you determine the right level of cover for your business.

Our UK public liability insurance product ranges between £1 million and £10 million indemnity limit, depending on what suits you best. Don't let unexpected events impact your livelihood - get the insurance you need today.

Looking for cheap public liability insurance?

You don't have to compromise on quality when you choose Tradesman Insurance 4U. We offer a range of public liability insurance policies to suit all trades and budgets. Our policies are comprehensive and affordable, complete our online form in 5 simple steps and we'll get straight to work, finding you the best possible quote to suit your needs.

Get a Quote

Making insurance simple

Choose your limit of cover

Whether it's £500,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

Person meditating in control of their finances

Simple quote form

Get a quote with our online form in 6 simple steps. One policy, one set of documents.

UK based contact centre

Our UK based call centres are full of friendly staff who are here to help.

Peace of Mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Our optional extras can cover you further

What does public liability insurance cover?

These insurance products are designed to cover a firm for compensation and legal fees relating to injury to a member of the public relating to your business activities, or damage to their property.

For example, if a plumber is working on the central heating system of a household and does the job incorrectly, it could lead to severe water damage. The householder could make a claim for repairs needed after a flood caused by your company, and the public liability insurance package could cover this.

Public liability insurance is designed to:

  • Cover for injury or death to members of the public caused by a firm’s business activity.
  • Cover for any compensation payment due for loss of or damage to property.
  • Cover legal expense of defending a claim.

Do I need public liability insurance?

Any company that regularly comes into contact with members of the public would be strongly advised to take out public liability insurance cover. If your business is sued for a client’s injury or damage to property the legal and compensation bill could be huge. Insurance may well be able to cover this. Firms should bear in mind that they could be liable whether the incident happens on their premises or at a site at which they are operating.

Is public liability insurance required by law?

There is no legal requirement in the UK for a company to take out public liability insurance, but it is required under some client contracts, as some companies refuse to do business unless there is cover in place. Some professional bodies demand a minimum level of business insurance and regulators in some industries insist on it.

Tradesman Insurance 4u Logo

Business Public Liability Insurance Experts

At Tradesman Insurance 4u, we understand that each trade and business is unique, and that's why we offer customisable insurance options to suit your individual needs. Whether you're a construction company owner, a freelance data analyst, or working from home, our tailored insurance policies provide the protection you need to secure your livelihood. Trust us to curate a comprehensive set of options that suit your business, so you can focus on what you do best. Contact us today for a personalised quote.

Construction Industry Insurance Made Simple

As soon as you decide to go ahead we'll send you full documentation and you'll have access to a of experienced insurance experts who will be on hand to assist you every step of the way. From smaller businesses to large companies, we'll find the right insurance solutions for you. Get latest industry updates from our tradesman blog and keep one step ahead of the competition. If you’re not sure where to start, you can first head to our tradesman insurance FAQ's and proceed to pick out a trade or insurance type that you want to be more informed about.

Tradesman Insurance 4u is dedicated to providing top-notch public liability insurance for tradesmen. We pride ourselves on offering a personalised 5-star service, with a wide range of options to suit your specific needs. Our goal is to make the insurance process simple and straightforward, so you can focus on your business with peace of mind. Get a quote today and experience our commitment to excellent customer service.

  • Specialised in Tradesman Insurance
  • Quote comparisons available from multiple top insurers
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline
  • All settled claims paid within 24 hours
image3_alt

What types of insurance do tradesmen need?

Be informed on what types of insurance you’ll need in order to sufficiently prepare yourself and your business to keep it running as smoothly as possible. Here are some important insurance policies you should consider:

  • Public liability insurance – This is among the most important and most common insurance policies for tradesmen. It protects you and your business should a situation arise in which a person (who may not be directly involved or working for your company) has an accident or their property was damaged due to your business operations. Tradesman Insurance 4u offers coverage ranging from 1 million to 10 million pounds.
  • Employers’ liability insurance – as a business owner, you are required by law to also have employers’ liability insurance, which is designed to cover for claims of employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company.
  • Personal accident insurance – covers you against loss of income and incurred medical costs, should you suffer from an accident.
  • Additional Tool Cover Insurance – if you've been the victim of theft or your tools have been damaged or lost, do you have any back up to help keep your business operational? You can easily add tool insurance to your companies public liability insurance policy.
  • Professional indemnity insurance – provides protection for businesses that offer professional advice or services to clients. This type of insurance covers the costs associated with defending against a claim made by a client, as well as any damages awarded as a result of the claim. It can also provide coverage for unintentional breaches of confidentiality, loss of documents or data, and other professional mistakes that could lead to financial loss for clients.

Plasterer

Compare quotes for plasterers insurance today, making one less thing to worry about while at work and earning your living.

Bricklayer

In your line of business you are the strong foundation. For that foundation, you need coverage against property damage and physical injury.

Get a Quote

  • Takes less than 5 minutes.
  • 6 simple steps
Get a Quote

Insurance by Industry