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Quick, reliable insurance for tradesman

At Tradesman Insurance 4u we insure over 350 different trades, from boilermakers to cable contractors, acoustic engineers to carpet cleaners, whatever your trade, we've got your covered.

If you want expert insurance coverage for tradesmen in just minutes, then Tradesman Insurance 4U is the best possible partner for you. We, as a company, have been working with tradesmen and building professionals for decades to give the best service possible.

We make it as easy and convenient as possible for you to compare tradesman insurance policies. All you need to do is to fill out our online form and build on your policy from a set of cover options, and from there you can already choose from a range of competitive tradesman insurance quotes. We guarantee that we’ll have all your bases covered and that we’ll save you from all the headache that these situations could bring about.

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Specific Trades


Pipe fitter

With all of the tools of your trade including the saws, cutting torches, pipe threaders, welding torches, and testing equipment, it’s easy to see how accidents can happen.



In your line of business you are the strong foundation. For that foundation, you need coverage against property damage and physical injury.

What does public liability insurance cover?

These insurance products are designed to cover a firm for compensation and legal fees relating to injury to a member of the public relating to your business activities, or damage to their property.

For example, if a plumber is working on the central heating system of a household and does the job incorrectly, it could lead to severe water damage. The householder could make a claim for repairs needed after a flood caused by your company, and the public liability insurance package could cover this.

Public liability insurance is designed to:

  • Cover for injury or death to members of the public caused by a firm’s business activity.
  • Cover for any compensation payment due for loss of or damage to property.
  • Cover legal expense of defending a claim.

Do I need public liability insurance?

Any company that regularly comes into contact with members of the public would be strongly advised to take out public liability insurance cover. If your business is sued for a client’s injury or damage to property the legal and compensation bill could be huge. Insurance may well be able to cover this. Firms should bear in mind that they could be liable whether the incident happens on their premises or at a site at which they are operating.

Is public liability insurance required by law?

There is no legal requirement in Britain for a company to take out public liability insurance, but it is required under some client contracts, as some companies refuse to do business unless there is cover in place. Some professional bodies demand a minimum level of business insurance and regulators in some industries insist on it.

Why Tradesman Insurance 4U?

We care about your business, which is why we prioritise providing a tailored range of insurance options that are specific to your trade and not anyone else’s. Regardless if you’re the owner of a big construction company or a data analyst for other clients, or if you work in a big office building or even from the confines of your own home, you can be rest assured that what we’ll give you is and edited and well curated set of options and insurance policies that you can benefit from a hundred and ten percent.

You’ll also have instant online access to your documents and a team of experienced insurance experts will be on hand to assist you every step of the way. We also offer in-depth expert insights and maintain our blog religiously, from which you can get the latest industry updates. If you’re not sure where to start, you can first head to our tradesman insurance FAQ's and proceed to pick out a trade or insurance type that you want to be more informed about. You can find all need-to-know information throughout our website

  • Specialised in Tradesman Insurance
  • Quote comparisons available from multiple top insurers
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline
  • All settled claims paid within 24 hours

What types of insurance do tradesmen need?

Be informed on what types of insurance you’ll need in order to sufficiently prepare yourself and your business to keep it running as smoothly as possible. Here are some important insurance policies you should consider:

  • Public liability insurance – This is among the most important and most common insurance policies for tradesmen. It protects you and your business should a situation arise in which a person (who may not be directly involved or working for your company) has an accident or their property was damaged due to your business operations. Tradesman Insurance 4u can offer you between 1 million and 5 million pounds worth of cover.
  • Employers’ liability insurance – as a business owner, you are required by law to also have employers’ liability insurance, which is designed to cover for claims of employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company.
  • Personal accident insurance – covers you against loss of income and incurred medical costs, should you suffer from an accident.
  • Additional Tool Cover Insurance – if yours are stolen, damaged or lost, do you have any back up to help keep your business operational? You can add tool insurance to your public liability insurance.

Types of cover options