With all of the tools of your trade including saws, cutting torches, pipe threaders, welding torches, and testing equipment, it’s easy to see how accidents can happen. Even the slightest thing can turn into a major issue in a short amount of time. This is why public liability insurance is so vital to have. It makes certain that you are covered from incidences that might occur, such as damage to public property. The smallest thing could create a huge headache of legal issues if the right coverage isn’t maintained. You never know when a member of the public could possibly come into harm, but with the right insurance you know you’ll be covered.
The amount of tools a pipe fitter uses is also something to consider when getting your insurance, at Tradesman Insurance 4u you can include optional extras such as tool cover which insures your hand tools, plant equipment as well as power tools from different kinds of loss, theft or damage. In your line of work, you may also want to cover yourself, should you have an accident and injure yourself at work, our personal accident insurance has got you covered.
Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.
The core of a pipe fitters insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.
As a business owner with employees, you are required by law to also have employers' liability insurance, which is designed to cover for claims from employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company. This is even more important for high-risk jobs such as in construction and other industrial-related trades.
Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.
Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.