Painter & decorator insurance

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Protect how you earn your living, today.

In your line of work, you are the life, color and imagination of all things. However, just like any other trade, accidents can and do happen. Vehicles get into accidents, tools get lost or damaged, unintentional damage occurs and for life’s little unforeseen problems, you need to be covered. Making sure you have the coverage needed to replace your valuable tools, make sure your clients are covered, and your employees as well is what we do. With things like Professional Indemnity insurance you don’t have to worry about financial loss at all. Taking one less stress off your shoulder so you can focus on the perfection you create.

Accidents can always happen, no matter how well you're prepared. You need to make sure you're covered for all eventualities, for example, a customer can file a lawsuit if a painter or his employees are negligent on the job. Painters can even also be sued for auto accidents caused by company vehicles. Quick, reliable insurance from Tradesman Insurance 4u can protect a painter's assets by paying for work-related losses, medical bills and legal fees. Protect how you earn your living, today.

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Professional indemnity insurance for painter & decorators

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between £50,000 and 5 million pounds in professional indemnity coverage.

Personal accident insurance for painter & decorators

Personal accident insurance will cover you against any serious injury you might suffer during the course of your work - or even at home, paying out for the likes of lost income and medical costs. You should consider this cover if you would struggle to make ends meet if left unable to work, following an accident.

Another important consideration is any specialist tools or equipment you have, such as power tools or a laptop. Our tool cover insurance will help take care of the day to day risks, letting you get on with the job in hand.

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Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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