Woodworking is such a highly skilled art form that your tools reflect that. From the hammer and nails, the fine sculpting tools needed to create intricate details, to the heavy machinery you have the ability to give structure to empty space and strength where there is none. Your trade is fraught with accidents and accidental damages. Public liability insurance makes certain that any person is covered against any possible accident, even if they don’t work for you. The coverage also includes property that might get damaged due to your business operations, thus protecting everyone involved and taking worry out of all concerned.
With optional extras such as tool cover added at the click of a button public liability insurance for carpenters has never been easier, no matter what the situation, we've got you covered.
Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.
From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.
Use our simple and secure online form to request your quote.
Request a quote with our online form in 6 simple steps. One policy, one set of documents.
Our UK-based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Speak to one of our friendly and helpful advisors
Lines open between 8am and 8pm, Monday to Friday
Mark HaynesVery happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
a month ago
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Rui NetoI'm really happy with the services tradesman insurance is provided. Friendly team , really recommend
2 months ago
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Jamie DavinNick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
2 months ago
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Most Carpenters start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.
Carpenters public liability insurance starts from £59.95 per year or £5.00 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.
Just complete our quick online form or call us on 01773 810072. You can also request a callback.
Visit our full FAQ page or explore the insurance types section for more information about specific covers.
Site damage, injury and tools claims: practical help when a job goes wrong.
A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.
Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.
To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:
01773 810072Lines open between 8am and 8pm, Monday to Friday
A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.
Public liability insurance covered legal expenses and the compensation awarded.
A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.
Professional indemnity cover paid the claim and helped keep the engineer in business.
A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.
Public liability insurance covered the claim made against the business.
A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.
Public liability insurance covered the claim for a replacement hob and fitting costs.
A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.
Tradesman insurance covered the compensation claim for a new carpet and fitting costs.
Professional indemnity insurance helps safeguard your business if a client suffers financial loss from your advice or design work. It's particularly useful for carpenters who provide guidance or plans as part of their service. You can choose a limit of indemnity from £50,000 up to £5 million, either standalone or combined with other policies.
If your carpenter business hires anyone, even part-time or temporary staff, you’re legally required to have employers’ liability insurance. It protects you against claims from employees who are injured or become ill due to their work, which is especially important in trades involving physical tasks or higher risk environments.
