As you are the “labour aristocracy” since the start of the industrial revolutions start, your trade has taken on a wide arena of directions. From mining equipment to shipbuilding the dangers of your trade are vast and ever increasing. For this reason the need for quality Employer’s liability insurance can be a great concern. Making certain that your staff have the coverage they need and the protection you need are vital, including seasonal or temporary contractors. Aside for the requirement of coverage, this protects from accidents, work related illnesses and any and all compensation resulting from working with you.
Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.
The core of a boilermakers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.
As a business owner with employees, you are required by law to also have employers' liability insurance, which is designed to cover for claims from employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company. This is even more important for high-risk jobs such as in construction and other industrial-related trades.
Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.
Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.