Engineer insurance

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Engineers insurance designed for you

Suffice it to say, engineers are in a unique position of responsibility. This is because the quality of their work heavily relies on both the clients and the general public’s approval and welfare. Given this—if you’re an engineer—you’ll need to have an insurance policy that protects everyone involved. With Tradesman Insurance 4U, you can get exactly that and more. You can choose from a range of key covers in order to build a single, flexible policy with a single premium, a single renewal date, and a single set of documents.

Whether you're a mechanical, chemical, civil or electrical engineer, with optional extras such as professional indemnity insurance, we've got you covered, whatever the scenario.

Professional indemnity insurance for engineers

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that caused financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.

Public liability insurance for engineers

The core of a engineers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offer between £250,000 and 5 million pounds in cover, to protect you against any costs incurred.

If you have employees, contractors, casual workers or temporary staff, you're required by law to take out employers liability insurance. It'll cover claims from employees who've been injured or become seriously ill as a result of working for you.

Even if you’re not operating heavy machinery, you might still work with high-end equipment such as a laptop or desktop. These specialized tools for work can also be damaged, so we highly suggest that you consider availing of our tool cover to protect you from day to day risks and ensure smooth work operations.

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Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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