Roofer Insurance - Tradesman Insurance 4U

Roofer Insurance

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Insurance for Roofers Made Simple

At Tradesman Insurance 4u, we know that finding the right insurance for your roofing business can be a challenge. That's why we've made it our mission to simplify the process, offering tailored policies that meet the unique needs of roofers like you.

Roofing Business Insurance in Minutes

Insurance for roofers doesn't need to be complicated, we offer a personalised service that takes the normal stress out of insurance. Complete our simple online form in minutes and we'll do the rest for you, finding the right insurance to meet your needs, providing maximum value.

Ensuring you get the right cover

We understand that every roofing business is different. That's why we offer a wide range of insurance options to choose from. Whether you're a large roofing company with multiple employees or a self-employed roofer, we've got you covered.

Some of the key features of our roofer insurance include:

We also offer a range of other insurance options, including additional tools insurance, contract works insurance, and business interruption insurance.

Get a Quote Today

To get a quote for roofer insurance, simply complete our online form. Our team of experts will get straight to work finding you the right insurance coverage. With the right roofing company insurance in place, you'll be able to concentrate on what matters most, your business.

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Making insurance simple

Choose your limit of cover

Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Request a quote with our online form in 6 simple steps. One policy, one set of documents.

UK-based contact centre

Our UK-based call centres are full of friendly staff who are here to help.

Peace of mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance 4u

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Tradesman Insurance FAQs

What insurance does a Roofer need?

Most Roofers start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.

How much does Roofers insurance cost?

Roofers public liability insurance starts from £349.95 per year or £29.16 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.

How do I get a quote?

Just complete our quick online form or call us on 01773 810072. You can also request a callback.

Where can I find out more?

Visit our full FAQ page or explore the insurance types section for more information about specific covers.

Tradesman Insurance Claims

Site damage, injury and tools claims: practical help when a job goes wrong.

Here to help

A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.

Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.

How to make a claim

To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance Claim Examples

  • Public liability

    A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.

    Public liability insurance covered legal expenses and the compensation awarded.

  • Professional indemnity

    A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.

    Professional indemnity cover paid the claim and helped keep the engineer in business.

  • Public liability

    A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.

    Public liability insurance covered the claim made against the business.

  • Public liability

    A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.

    Public liability insurance covered the claim for a replacement hob and fitting costs.

  • Public liability

    A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.

    Tradesman insurance covered the compensation claim for a new carpet and fitting costs.

roofer working at height with personal accident cover from our Roofing Company Insurance package

Professional Indemnity Insurance

Protect your roofing business from financial loss with professional indemnity insurance for roofers. At Tradesman Insurance 4u, we offer coverage up to £5 million to ensure you're covered in the event of giving faulty advice. Choose standalone coverage or combine with another policy for maximum protection.

Employers’ liability insurance

As a roofer with employees, it is important to have employers' liability insurance, which is required by law. This coverage is designed to protect you from claims made by employees who have been injured or fallen ill as a result of their work. It's especially important for high-risk jobs like roofing, where accidents can happen. At Tradesman Insurance 4U, we offer tailored employers' liability insurance for roofers to keep your business protected.

In Summary

Roofing can be a dangerous job, and accidents can happen unexpectedly. That's why having the right insurance coverage is crucial for your business's protection and your peace of mind. From public liability to professional indemnity and personal accident insurance, Tradesman Insurance 4U has you covered. With our tailored insurance solutions, you can focus on what matters most - growing your business and doing what you love.

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Get the right insurance for your business

  • Review your policy documents carefully before you commit. Know exactly what’s included and excluded.
  • Choose a suitable level of cover so you’re not left underinsured if a claim arises.
  • Accurately estimate the value of your tools and equipment. This ensures you can replace them if lost, stolen, or damaged.
  • If you employ anyone (even part-time or at home), you’re legally required to have employers’ liability insurance. Fines for not having it can be up to £2,500 per day.
  • Even when not required by law, the right insurance helps protect your livelihood and keep your business running smoothly.

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  • Takes less than 5 minutes to complete.
  • 6 simple steps
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What affects the cost of Roofing insurance?

The following factors can affect the cost of roofers insurance:

  • Type of Roofing Services: The specific roofing services you provide influence the cost. Roofing jobs for commercial properties generally carry higher risks and therefore, higher insurance costs compared to residential roofing.
  • Business Size and Revenue: The size of your roofing business and its annual revenue can significantly impact insurance premiums. Larger businesses with more employees or higher revenues usually face higher costs due to greater liability exposures.
  • Location of Business: The geographical location of your roofing business affects insurance costs. High-risk areas, prone to extreme weather or with higher crime rates, may see increased insurance premiums.
  • Insurance Policy Details: The specifics of your insurance policy, such as coverage limits and deductibles, are key factors in determining the cost. Tailoring these to suit your business needs can help manage expenses.
  • Claims History: A history of insurance claims can lead to higher premiums. Roofers with a clean claims record are more likely to benefit from lower insurance costs.
  • Safety Measures and Best Practices: Implementing effective safety measures and adhering to industry best practices can lower the risk profile of your business, potentially leading to reduced insurance costs.

Why is roofers insurance important?

Roofing insurance is crucial for roofing contractors, providing essential protection against the unique risks inherent in roofing work.

Risks such as accidents on high roofs, property damage during operations, and other unforeseen events in this high-risk trade necessitate comprehensive insurance. Such coverage offers financial security, mitigating liabilities, and safeguarding both equipment and employees.

Coverage can include:

  • Roofing public liability insurance (up to £10 million)
  • Employers' liability insurance
  • Personal accident cover
  • Tool and equipment cover
  • Legal expenses cover
  • On-site equipment cover
  • Materials and stock cover

Why choose Tradesman Insurance 4u for Roofers Insurance?

  • Expertise in roofers insurance
  • Customisable policies to suit specific roofing needs
  • Competitive quotes
  • Over 30 years of industry experience
  • Dedicated UK-based insurance professionals
  • Access to a 24-hour emergency helpline

For personalised advice and information on roofing insurance, call our experienced advisors at 02071 185247.