Mechanical engineers play a vital role in our society, designing and building the machines and devices that we rely on every day. But with such great responsibility comes great risk. If something goes wrong with a product or service that you have designed or provided, you could be sued for millions of pounds.
You need an insurance policy to match your skill set. Whether it's mechanical and electrical building services, or if you work on production line and process control, we’ve got the right insurance to make sure you're covered.
That's why it's so important for mechanical engineers to have the right insurance in place. Mechanical engineer insurance can protect you from a wide range of risks, including:
At Tradesman Insurance 4U, we offer a comprehensive range of mechanical engineer insurance policies to suit all needs and budgets. We can also provide you with tailored advice on the best cover for your specific business.
Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.
From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.
Use our simple and secure online form to request your quote.
Get a quote with our online form in 6 simple steps. One policy, one set of documents.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
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dale turnerVery helpful in trying to find the right cover for your trade. Not pushy and Anthony was a very friendly guy. Fully recommend
2 weeks ago
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Ian HudsonGreat service from Nick again this year. I think they had to work hard to accommodate my additional requirements Thanks
2 weeks ago
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Rob FoxAntony in Tradesman office put are insurance in place very promptly wish I'd known about tradesman insurance a long time ago,We will stay with them from now on thanks for making it so easy Rob at A&R
3 months ago
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Most Mechanical Engineers start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.
If your work includes advice, designs, or technical specifications, professional indemnity insurance protects you if a client claims financial loss due to a mistake in your work. It’s particularly useful for trades offering expert guidance.
Cover levels typically range from £1 million to £10 million. The right level depends on the type of work you do and any contractual obligations. We’ll help guide you to the right option during your quote.
Yes. Whether you're working solo or running a small team, we offer tailored cover for self-employed Mechanical Engineers. You can include tools, personal accident, and other extras as needed.
Mechanical Engineers public liability insurance starts from £179.95 per year or £15.00 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.
Just complete our quick online form or call us on 02071 185247. You can also request a callback. We usually return quotes within 1 hour during business hours.
Policies are flexible and can be tailored to your needs. You can choose from:
It’s not required by law, but it’s strongly recommended. Many clients or contractors require it before allowing you on-site, and it protects against claims made by the public or customers.
Yes, if you employ anyone who’s not a direct family member. It’s a legal requirement with minimum cover of £5 million.
Public liability protects against injury or damage claims from third parties. Employers’ liability covers injuries or illness suffered by your staff as a result of their work.
Yes, personal accident cover is available as an optional extra. You could receive compensation of up to £10,000 for injuries or £20,000 in the event of death, depending on the circumstances.
Absolutely. Just select the types of cover you need when completing your quote. We’ll bundle everything into one convenient policy.
Yes—we offer Direct Debit plans to help spread the cost across monthly instalments, available on policies over £200.
Visit our full FAQ page or explore the insurance types section for more information about specific covers.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:
02071 185247Lines open between 8am and 8pm, Monday to Sunday
If your mechanical Engineer work involves advice, design, or specifications, professional indemnity insurance can protect you if a client suffers financial loss. Cover is available from £50,000 to £5 million, standalone or as part of a wider policy.
Public liability insurance is often core to mechanical Engineer insurance. It covers claims for injury or damage caused by your work. We offer £1 million to £10 million in cover.
If you hire staff or contractors, employers’ liability insurance is a legal must. It covers employee injury or illness caused through work—crucial for higher-risk trades.
Protect your essential gear with tool cover. It covers theft, damage, or loss—whether you use heavy tools or portable tech like laptops.
