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Mechanical engineers play a vital role in our society, designing and building the machines and devices that we rely on every day. But with such great responsibility comes great risk. If something goes wrong with a product or service that you have designed or provided, you could be sued for millions of pounds.
You need an insurance policy to match your skill set. Whether it's mechanical and electrical building services, or if you work on production line and process control, we’ve got the right insurance to make sure you're covered.
That's why it's so important for mechanical engineers to have the right insurance in place. Mechanical engineer insurance can protect you from a wide range of risks, including:
At Tradesman Insurance 4U, we offer a comprehensive range of mechanical engineer insurance policies to suit all needs and budgets. We can also provide you with tailored advice on the best cover for your specific business.
Whether it's £500,000 or £10,000,000 you need, we've got you covered.
From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.
Use our simple and secure online form to request your quote.
Get a quote with our online form in 6 simple steps. One policy, one set of documents.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Lines open between 8am and 8pm, Monday to Sunday
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Richard FGreat company to deal with. Anthony has always been more than helpful throughout. Always there to answer any questions or make any policy changes. Highly recommended.
in the last week
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Craig AstillI would highly recommend this company and their services. Always keeping me up to date with prices and services. And most importantly always trying to keep my premiums down, whilst still receiving the same or better cover. I forget the name of the... ...Read more
2 weeks ago
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Iain HobbsGreat service, received my renewal email with plenty of time to compare the renewal quote. Further to this I received a phone call reminder a few days before the policy was due to lapse. Anthony from Tradesman insurance was very helpful with my ... ...Read more
2 weeks ago
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You can get a quote by filling in our simple to use online form, or by clicking any of the "start quote" buttons throughout our site. Once you've completed that we'll take over and find the best quote to suit you and your business.
If there's anything you're unsure of give us a call on 02071 185247, one of our advisors will be happy to help.
If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.
Offering specialist tradesman insurance policies to construction professionals in the UK, we've got you covered no matter what the scenario.
It's highly unlikely you'll find an insurance company who will advise the limit of cover you need, mainly due to liability reasons. Our team of advisors will be happy to discuss your options and help find the policy that suits your needs best, however the amount and type of cover will be your responsibility to decide.
In some cases your job may stipulate the amount of liability cover you require. Many industry organisations and professional bodies could also prove a good source of information and be able to offer advice. At Tradesman Insurance 4u we offer between £500,000 and £10 million in public liability liability limit of cover for Mechanical Engineers.
Public liability insurance is a cover designed to protect you and your business from various compensation claims. Public liability insurance can protect you and your business from the following:
For example, if you are a scaffolder and dropped a pole on a clients foot, or if you're a painter and decorator and were to spill a tin of paint on a clients carpet, you could face a compensation claim.
Professional indemnity insurance is designed to protect your business from compensation claims made by a client due to mistakes made in your work. It can cover you from the following:
It'll often be useful cover if your business provides provides advice or expertise to third parties, it's is a must for any company whose clients might suffer financial loss as a result of your advice, services or designs. For example, if you're an electrical contractor who's design or implementation has caused a malfunction, you may face a compensation claim that having professional indemnity insurance would greatly benefit you.
Although not legally required, as most business come into contact with the public one way or another, public liability insurance is normally very useful to have for your business. You'll often find some contracts will require you to have a certain level of public liability insurance before you can start work.
Public liability insurance is particularly important for construction workers and shop owners, however if your business comes into contact with the general public, it'll be useful for your business.
It largely depends on the type of work you do and what type of business you have. As a sole trader working on a building site you may just require public liability insurance to protect you from injury compensation or property damage claims, but if you need insurance in the case of giving advice, to cover your tools or employees you'll require a policy including extra cover. You can find out all you need to know regarding cover types by reading our FAQ's and insurance cover yypes in full.
Whether you're an Mechanical Engineer operating as a business or on a self-employed basis, you'll need a specialist insurance policy to protect how you earn your living. Often you'll need a policy with a range of cover options such as public liabilty, employer's liability, property damage cover and professional indemnity. If you're unsure of what cover you need one of our advisors will be happy to guide you, just give us a call on 02071 185247.
At Tradesman Insurance 4u, we offer a range of liability insurance policies for tradesmen, including public liability insurance, employers' liability insurance, and professional indemnity insurance. You can also add optional extras like tools cover and personal accident cover to your policy for added protection.
Public liability insurance covers third-party property damage or injury that occurs as a result of your business activities, whereas employers' liability insurance provides cover for your employees if they suffer an injury or illness as a result of their work. By law, you're required to have employers' liability insurance if you have employees, but public liability insurance is optional (though highly recommended).
The amount of public liability insurance you need as a tradesman depends on various factors, including the type of work you do, the level of risk involved, and any contractual requirements you may have. Our policies offer limits of indemnity ranging from £1 million to £10 million, so you can choose the level of cover that best suits your business.
Absolutely! Our self-employed tradesman insurance policies are designed to provide the cover you need, whether you work alone or have a small team. We offer a range of liability insurance policies as well as optional extras like tools cover and personal accident cover, so you can tailor your policy to your specific needs.
Although also providing cover for complensation claims, professional indemnity insurance is a different insurance product, offering protection against different types of claims due to mistakes. Professional indemnity insurance can be a standalone policy in some cases, or an addition to public liability insurance.
Professional indemnity insurance does not provide cover against bodily injury, it's purpose is to provide cover against compensation claims due to mistakes in your work. For protection against bodily injury that's it's best to look into public liability insurance.
Although not compusory under law, some professions, including solicitors, financial advisors, architects and accountant require it due the rules stipulated by the relevant regulators and professional bodies. Some contracts may also require you have it before you're able to start a job.
Product liability insurance isn't required by law, however if you're a salesperson, manufacturer or supplier, you have a duty of care towards your customers. The Consumer Protection Act requires you to make sure that the goods you supply are safe. If injury or damage is caused to a customer or their property due to your product, you could end up facing legal action.
Carrying Employers’ Liability Insurance is a legal requirement for almost every business in the UK that has employees. It's purpose is to insure against liability for injury or disease to your employees arising out of their employment. You must also carry insurance for every temporary or contract worker you employ.
Mechanical Engineers public liability insurance policies from Tradesman Insurance 4u start at £179.95 a year, or £15.00 month if you choose to pay via direct debit (applicable if your policy is over £200).
Tradesman Insurance 4u presently offers a single level for personal injury cover. Compensation can be up to £10,000 for injuries to as much as £20,000 for death. Keep in mind the maximum pay-out which one is entitled to is usually determined by the nature of the injury sustained.
Our specialist Mechanical Engineers business insurance policies make it simple for you to cover all your insurance needs with one quote, one policy and one set of documents. Simply select the types of insurance you need in our online form and we'll provide you with a quotation that suits your business best.
Absolutely! Explore our Tradesman Insurance Blog for valuable insights, including tips to boost Scaffolders' job opportunities, the potential impact of Artificial Intelligence (AI) on various professions, and expert insurance advice. Don't miss out! Visit our Tradesman Insurance Blog now.
Yes, we offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.
Insurance for Mechanical Engineers can sometimes seem complicated and time consuming to organise. With that in mind we've tried to make it as simple as possible - we aim to get all the information required for your quote in 5 simple steps, then we'll do the hard work for you and find a quote that suits your business best, often within an hour or two.
For a much more in depth look at our frequently asked questions, visit our FAQ page.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:
02071 185247Lines open between 8am and 8pm, Monday to Sunday
Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that caused financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4u, we can offer between £50,000 and £5 million in professional indemnity coverage.
The core of a mechanical Engineers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4u offer between £1 million and £10 million in cover, to protect you against any costs incurred.
If you have employees, contractors, casual workers or temporary staff, you're required by law to take out employers liability insurance. It'll cover claims from employees who've been injured or become seriously ill as a result of working for you.
Even if you’re not operating heavy machinery, you might still work with high-end equipment such as a laptop or desktop. These specialized tools for work can also be damaged, so we highly suggest that you consider availing of our tool cover to protect you from day to day risks and ensure smooth work operations.
From public liability insurance to employer's liability, professional indemnity to additional tool cover, we offer a wide range of insurance options to protect you and your business, find out more by heading to our insurance cover types section. If you still have more questions, head to our business insurance FAQs section or give us a call and one of our advisors will be happy to help.
