Mechanical engineers insurance

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Quick, reliable insurance for mechanical engineers

Suffice it to say, mechanical engineers are in a unique position of responsibility. To take a product from an idea to the marketplace as you do, a broad range of skills are needed. Your clients rely on your expertise, you’ll need to have an insurance policy that protects everyone involved in your projects. With Tradesman Insurance 4U, you can get exactly that and more.

You need an insurance policy to match your skill set. Whether it's mechanical and electrical building services, or if you work on production line and process control, we’ve got the right insurance to make sure you're covered.

Mechanical engineering is a such a diverse subject, with so much to think about, let us take the stress out of insurance and give you one less thing to think about.

With optional extras such as professional indemnity insurance, you'll be protected in the unfortunate event a client sues you after making a mistake. We've got you covered, whatever the scenario.

Mechanical Engineer at work

Professional indemnity insurance for mechanical engineers

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that caused financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.

Public liability insurance for mechanical engineers

The core of a mechanical engineers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offer between £250,000 and 5 million pounds in cover, to protect you against any costs incurred.

If you have employees, contractors, casual workers or temporary staff, you're required by law to take out employers liability insurance. It'll cover claims from employees who've been injured or become seriously ill as a result of working for you.

Even if you’re not operating heavy machinery, you might still work with high-end equipment such as a laptop or desktop. These specialized tools for work can also be damaged, so we highly suggest that you consider availing of our tool cover to protect you from day to day risks and ensure smooth work operations.

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Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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