Building Contractor Insurance

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Quick, reliable insurance for building contractors

Being responsible for overseeing construction can be stressful work, with unforeseen delays and projects going over budget. The flexibility and expertise you offer is relied upon by many, so finding the right insurance to fit your job is essential. Insurance is one of the key foundation aspects of a business that is well run. At Tradesman Insurance 4u you will be able to set up a policy which not only suits your personal preferences, but will also have the opportunity to choose from a variety of key covers, including employers liability insurance and professional indemnity cover. These also serve as a guarantee for a single premium, one set of documents as well as a single renewal date.

Simply put, our tailored professional indemnity insurance for building contractors is fast quality cover without the normal hassle. Tradesman Insurance 4u's contractors insurance serves as a guarantee for peace of mind, not only to yourself but also those who rely on you. Whatever your insurance needs, we've got you covered.

Why choose us?

  • Specialised in tradesman insurance
  • Quote comparisons
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline

What next?

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Building Contractor with profession indemnity insurance on the job

Public liability insurance for building Contractors

The core of a building Contractors insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.

Even if you’re not operating heavy machinery, you might still work with high-end equipment such as a laptop or desktop. These specialised tools for work can also be damaged, so we highly suggest that you consider availing of our business equipment cover options to protect you from day to day risks and ensure smooth work operations.

Professional indemnity insurance for building Contractors

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.

Personal accident insurance

Besides having to cover for your employees and other people, you also should be concerned about getting your own insurance coverage. Having personal accident insurance can alleviate your burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.

Tool Insurance

Another popular insurance option for tradesman is our additional tool insurance cover, which when added to your policy guarantees that you’ll have supporting coverage should there be any issues with major company properties, including loss, damage, and theft.

Tradesman at work, covered by Liability Insurance

Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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