Civil Engineer Insurance

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Reliable insurance tailored to your needs

Assisting in the shaping of the already built environment is such a huge responsibility which is characterised a fair amount of risks. The good news is that civil engineer insurance from Tradesman Insurance 4u features provisions which will protect you from compensation claims, regardless of what it is that you are working on - whether it is roads, buildings or even major infrastructure projects.

Take note, not only will having a solid civil engineer insurance policy help get your business back on its feet in any eventuality, but it is also able to reassure potential clients when you set out in search of better business.

To crown it all, you should also make it a habit to comprehensively compare quotes from multiple insurers since they'll make it easier for you to set up a personalised policy in a matter of minutes (bearing in mind the fact that you will be able to choose from covers such as the public liability, business legal protection, professional indemnity etc). Of course you can do that right here at Tradesman Insurance 4u.

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Making insurance simple

Choose your limit of cover

Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Get a quote with our online form in 6 simple steps. One policy, one set of documents.

UK based contact centre

Our UK based call centres are full of friendly staff who are here to help.

Peace of Mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Tradesman Insurance FAQs

What insurance does a Civil Engineer need?

Most Civil Engineers start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.

Do I need professional indemnity insurance?

If your work includes advice, designs, or technical specifications, professional indemnity insurance protects you if a client claims financial loss due to a mistake in your work. It’s particularly useful for trades offering expert guidance.

How much public liability cover do I need?

Cover levels typically range from £1 million to £10 million. The right level depends on the type of work you do and any contractual obligations. We’ll help guide you to the right option during your quote.

Can I get cover if I’m self-employed?

Yes. Whether you're working solo or running a small team, we offer tailored cover for self-employed Civil Engineers. You can include tools, personal accident, and other extras as needed.

How much does Civil Engineers insurance cost?

Civil Engineers public liability insurance starts from £149.95 per year or £12.50 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.

How do I get a quote?

Just complete our quick online form or call us on 02071 185247. You can also request a callback. We usually return quotes within 1 hour during business hours.

What does a policy typically include?

Policies are flexible and can be tailored to your needs. You can choose from:

Do I legally need public liability insurance?

It’s not required by law, but it’s strongly recommended. Many clients or contractors require it before allowing you on-site, and it protects against claims made by the public or customers.

Do I need employers’ liability insurance?

Yes, if you employ anyone who’s not a direct family member. It’s a legal requirement with minimum cover of £5 million.

What is the difference between public and employers' liability insurance?

Public liability protects against injury or damage claims from third parties. Employers’ liability covers injuries or illness suffered by your staff as a result of their work.

Can I include personal injury insurance?

Yes, personal accident cover is available as an optional extra. You could receive compensation of up to £10,000 for injuries or £20,000 in the event of death, depending on the circumstances.

Can I combine multiple covers in one policy?

Absolutely. Just select the types of cover you need when completing your quote. We’ll bundle everything into one convenient policy.

Can I pay monthly?

Yes—we offer Direct Debit plans to help spread the cost across monthly instalments, available on policies over £200.

Where can I find out more?

Visit our full FAQ page or explore the insurance types section for more information about specific covers.

Tradesman Insurance Claims

We're here to help take the stress out of insurance.

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Here to help

The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.

In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.

How to make a claim

To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Professional indemnity insurance for civil Engineers

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. PI insurance, as it's also know, can be standalone coverage or added in combination with another policy. Here at Tradesman Insurance 4u, we offer between £250,000 and £5 million in professional indemnity coverage, helping greatly limit any risk to your business.

Public liability insurance for civil Engineers

The core of a civil Engineers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4u offers between £1 million and £10 million in public liability cover at hugely competitive prices, to protect you against any related costs incurred.

Employers’ liability insurance

As a business owner with employees, you are required by law to also have employers' liability insurance, which is designed to cover for claims from employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company. This is even more important for high-risk jobs such as in construction and other industrial-related trades.

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Why Tradesman Insurance 4u?

  • Specialised in Tradesman Insurance
  • 30+ years of experience
  • Over 350 professions quoted online
  • Premiums from £6.75 a month
  • UK-based expert contact centre
  • 24 hour crisis helpline
  • Quote comparisons available from multiple top insurers

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  • Takes less than 5 minutes.
  • 6 simple steps
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Types of Cover