Civil Engineer Insurance - Tradesman Insurance 4U

Civil Engineer Insurance

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Cover arranged with an A-rated insurer panel

FCA regulated

Specialist cover for tradespeople

Reliable insurance tailored to your needs

Assisting in the shaping of the already built environment is such a huge responsibility which is characterised a fair amount of risks. The good news is that civil engineer insurance from Tradesman Insurance 4u features provisions which will protect you from compensation claims, regardless of what it is that you are working on - whether it is roads, buildings or even major infrastructure projects.

Take note, not only will having a solid civil engineer insurance policy help get your business back on its feet in any eventuality, but it is also able to reassure potential clients when you set out in search of better business.

To crown it all, you should also make it a habit to comprehensively compare quotes from multiple insurers since they'll make it easier for you to set up a personalised policy in a matter of minutes (bearing in mind the fact that you will be able to choose from covers such as the public liability, business legal protection, professional indemnity etc). Of course you can do that right here at Tradesman Insurance 4u.

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Making insurance simple

Choose your limit of cover

Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Request a quote with our online form in 6 simple steps. One policy, one set of documents.

UK-based contact centre

Our UK-based call centres are full of friendly staff who are here to help.

Peace of mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance 4u

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Tradesman Insurance FAQs

What insurance does a Civil Engineer need?

Most Civil Engineers start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.

How much does Civil Engineers insurance cost?

Civil Engineers public liability insurance starts from £149.95 per year or £12.50 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.

How do I get a quote?

Just complete our quick online form or call us on 01773 810072. You can also request a callback.

Where can I find out more?

Visit our full FAQ page or explore the insurance types section for more information about specific covers.

Tradesman Insurance Claims

Site damage, injury and tools claims: practical help when a job goes wrong.

Here to help

A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.

Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.

How to make a claim

To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance Claim Examples

  • Public liability

    A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.

    Public liability insurance covered legal expenses and the compensation awarded.

  • Professional indemnity

    A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.

    Professional indemnity cover paid the claim and helped keep the engineer in business.

  • Public liability

    A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.

    Public liability insurance covered the claim made against the business.

  • Public liability

    A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.

    Public liability insurance covered the claim for a replacement hob and fitting costs.

  • Public liability

    A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.

    Tradesman insurance covered the compensation claim for a new carpet and fitting costs.

Professional indemnity insurance for civil Engineers

Professional indemnity insurance is important for civil Engineers who provide advice, plans, or professional services. It protects you if a client suffers financial loss due to a mistake in your work. Cover can be taken on its own or added to a wider policy. We offer limits of indemnity from £50,000 up to £5 million.

Public liability insurance for civil Engineers

This is usually the core of a civil Engineer insurance policy. Public liability insurance protects you if someone is injured or property is damaged due to your work. We offer limits of indemnity from £1 million to £10 million to meet a wide range of client and contract requirements.

Employers’ liability insurance

If you employ staff, even part-time or temporary workers, employers’ liability insurance is a legal requirement. It covers claims from employees who become ill or are injured through their work with you. This is especially important for high-risk trades like construction, engineering, or industrial work.

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Why Tradesman Insurance 4u?

  • Specialised in Tradesman Insurance
  • 30+ years of experience
  • Over 350 trades supported
  • Premiums from £6.75 a month
  • UK-based expert contact centre
  • 24-hour emergency helpline
  • Cover arranged with leading insurers

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  • Takes less than 5 minutes to complete.
  • 6 simple steps
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