Electrical contractor insurance

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The right insurance for your business

Being responsible for work related to the design, installation, and maintenance of electrical systems is complicated business. The flexibility and expertise you offer is relied upon by many, so finding the right insurance to fit your job is essential. Insurance is one of the key foundation aspects of a business that is well run and at Tradesman Insurance 4u you will be able to set up a policy which suits your personal preferences. You can choose from a variety of key covers, including professional indemnity cover which protects you in the unfortunate event a client sues your business after making a mistake.

Electrical contractors are seemingly always in demand, we leave you to concentrate on what's important - your business - and take the stress out of insurance - we give you one set of documents as well as a single renewal date. Simply put, our insurance is fast, quality cover without the normal hassle. Tradesman Insurance 4u's electrical contractors' insurance serves as a guarantee for peace of mind, not only to yourself but also those who rely on you. Whatever the scenario, we've got you covered.

Electrical contractor working with his business insured

Professional indemnity insurance for electrical contractors

Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.

Public liability insurance for electrical contractors

The core of a electrical contractors insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.

Employers’ liability insurance

As a business owner with employees, you are required by law to also have employers' liability insurance, which is designed to cover for claims from employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company. This is even more important for high-risk jobs such as in construction and other industrial-related trades.

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Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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