As an electrician, you know that your work comes with a unique set of risks. That's why you need insurance that can protect you, your equipment, and your clients.
At Tradesman Insurance 4u, we understand the specific risks that electricians face. That's why we offer tailored public liability insurance policies with a variety of additional options to choose from, such as professional indemnity insurance.
Our insurance is fast, quality cover, without the normal hassle. We make it easy to get the coverage you need, with a simple online form that takes just a few minutes to complete. Once you're approved, you can start enjoying the peace of mind that comes with knowing you're protected.
Here are some of the benefits of our electrician insurance:
Get your quote today and find out how much you can save!
Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.
From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.
Use our simple and secure online form to request your quote.
Get a quote with our online form in 6 simple steps. One policy, one set of documents.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Lines open between 8am and 8pm, Monday to Sunday
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dale turnerVery helpful in trying to find the right cover for your trade. Not pushy and Anthony was a very friendly guy. Fully recommend
4 weeks ago
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Ian HudsonGreat service from Nick again this year. I think they had to work hard to accommodate my additional requirements Thanks
4 weeks ago
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Rob FoxAntony in Tradesman office put are insurance in place very promptly wish I'd known about tradesman insurance a long time ago,We will stay with them from now on thanks for making it so easy Rob at A&R
4 months ago
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Most Electricians start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.
If your work includes advice, designs, or technical specifications, professional indemnity insurance protects you if a client claims financial loss due to a mistake in your work. It’s particularly useful for trades offering expert guidance.
Cover levels typically range from £1 million to £10 million. The right level depends on the type of work you do and any contractual obligations. We’ll help guide you to the right option during your quote.
Yes. Whether you're working solo or running a small team, we offer tailored cover for self-employed Electricians. You can include tools, personal accident, and other extras as needed.
Electricians public liability insurance starts from £79.95 per year or £6.66 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.
Just complete our quick online form or call us on 02071 185247. You can also request a callback. We usually return quotes within 1 hour during business hours.
Policies are flexible and can be tailored to your needs. You can choose from:
It’s not required by law, but it’s strongly recommended. Many clients or contractors require it before allowing you on-site, and it protects against claims made by the public or customers.
Yes, if you employ anyone who’s not a direct family member. It’s a legal requirement with minimum cover of £5 million.
Public liability protects against injury or damage claims from third parties. Employers’ liability covers injuries or illness suffered by your staff as a result of their work.
Yes, personal accident cover is available as an optional extra. You could receive compensation of up to £10,000 for injuries or £20,000 in the event of death, depending on the circumstances.
Absolutely. Just select the types of cover you need when completing your quote. We’ll bundle everything into one convenient policy.
Yes—we offer Direct Debit plans to help spread the cost across monthly instalments, available on policies over £200.
Visit our full FAQ page or explore the insurance types section for more information about specific covers.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:
02071 185247Lines open between 8am and 8pm, Monday to Sunday
Professional indemnity insurance helps safeguard your business if a client suffers financial loss from your advice or design work. It's particularly useful for electricians who provide guidance or plans as part of their service. You can get cover from £50,000 up to £5 million—either standalone or combined with other policies.
If your electrician business hires anyone—even part-time or temporary staff—you’re legally required to have employers’ liability insurance. It protects you against claims from employees who are injured or become ill due to their work, which is especially important in trades involving physical tasks or higher risk environments.
