Electrician insurance

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Quick, reliable insurance for electricians

Electricians have to deal with a unique set of risks on a daily basis. You therefore need insurance that not only protects you, but also covers your equipment and most importantly your clients. The good news is, Tradesman Insurance 4u serves as a guarantee to offer you just that. As a matter of fact, you will be able to choose from a variety of key covers which include public liability insurance and tool cover. Alternatively, you will also be able to build your own flexible policy which features a single premium, one renewal date, and most importantly one set of official papers.

Public liability insurance for electricians

The core of a electricians insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.

Personal accident insurance for electricians

Besides having cover for your employees and clients, it's also advisable to take out your own insurance coverage. Having Personal accident insurance can alleviate the burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.

Another important consideration is any specialist tools or equipment you have, such as a power tools or a laptop. Our tool cover insurance will help take care of the day to day risks, letting you get on with the job in hand.

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Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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