Being in your trade, the heat can sometimes be unbearable. From the soldering of pipes, to much larger welding projects, your skills are unmatched and unequaled. With all the little details that make up your work, having to worry about if an accident will happen shouldn’t have to be one of them. Having personal accident cover in addition to your normal coverage saves you from the hassle and worry. Not only does this cover accident and injury or death, but this coverage is also tax deductible. You can get the coverage you need and deduct the cost at the tax filing term. A win win situation all round.
The core of a welders insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.
Besides having cover for your employees and clients, it's also advisable to take out your own insurance coverage. Having Personal accident insurance can alleviate the burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.
Another important consideration is any specialist tools or equipment you have, such as a power tools or a laptop. Our tool cover insurance will help take care of the day to day risks, letting you get on with the job in hand.
Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.
Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.