Types of Tradesman Insurance

Tradesman insurance specific for you

At Tradesman Insurance 4u, we provide tailored insurance solutions for self-employed professionals, contractors, and business owners across every trade and sector. Whether you’re on site, working remotely, or managing a team, our flexible policies let you choose the exact protection your business needs—nothing more, nothing less.

Most policies start with public liability insurance to protect against injury or damage claims. You can then add other types of cover, depending on how you work, who you employ, and what you want to protect.

Available cover types include:

• Public Liability Insurance – Covers injury or property damage caused to third parties
• Employers’ Liability Insurance – Legally required if you hire staff, even part-time or temporary.
• Professional Indemnity Insurance – Ideal if you provide advice, designs, or consultancy.
• Tools and Equipment Cover – Protects your vital tools from theft, loss, or damage.
• Contract Works Insurance – Covers unfinished work if it’s damaged before completion.
• Personal Accident Cover – Optional cover that pays out if you suffer a serious injury.

Our policies are completely flexible—just use our quick online form to build a policy that fits your business. If you’re unsure what you need, feel free to contact our team or check our FAQs for more help.