Demolition Insurance

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Specialised Demolition Insurance

Needless to say, with demolition work a wide range of things can go wrong - it's one of the most high-risk jobs in construction. With that in mind it's vital that you have the right insurance in place to protect yourself, your business and your clients.

As experienced brokers, we do the hard work for you and find the the right cover to suit your complex work - a demolition business insurance policy with less of the strict conditions and restrictions many demolition insurance policies contain. Our tailor-made public liability insurance policies for demolition work make it simple to add employers liability insurance, professional indemnity insurance and much more, at the click of a button.

What type of demolition insurance is available?

Whether you need cover for general demolition contractor work, ball & chain, soft strip, explosives, debris removal or anything else, and for any project - large or small - we can normally always find you the exact cover you need. Request a quote today with our simple online form, and our we'll get straight to work, leaving you to concentrate on what matters most - your business. Demolition liability insurance, without the normal fuss.

Demolition liability insurance made simple

Demolition insurance companies aren't always easy to find, but with over 30 years experience, our team of experts will offer you a personalised service and do the hard work for you. We'll find the best insurers to suit your needs in as quick a time as possible, don't let unexpected events impact your livelihood - get the demolition insurance you need today with Tradesman Insurance 4u.

Our Latest Demolition Insurance Blog Post

Read our latest demolition insurance blog post titled a day in the life of a demolition contractor find out lots more about our demolition insurance policies and why they're important for you and your business.

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Making insurance simple

Choose your limit of cover

Whether it's £500,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Get a quote with our online form in 6 simple steps. One policy, one set of documents.

UK based contact centre

Our UK based call centres are full of friendly staff who are here to help.

Peace of Mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Tradesman Insurance 4u

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Tradesman Insurance FAQs

How do I get a quote?

You can get a quote by filling in our simple to use online form, or by clicking any of the "start quote" buttons throughout our site. Once you've completed that we'll take over and find the best quote to suit you and your business.

If there's anything you're unsure of give us a call on 02071 185247, one of our advisors will be happy to help.

If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.

Offering specialist tradesman insurance policies to construction professionals in the UK, we've got you covered no matter what the scenario.

How much public liability coverage is necessary?

It's highly unlikely you'll find an insurance company who will advise the limit of cover you need, mainly due to liability reasons. Our team of advisors will be happy to discuss your options and help find the policy that suits your needs best, however the amount and type of cover will be your responsibility to decide.

In some cases your job may stipulate the amount of liability cover you require. Many industry organisations and professional bodies could also prove a good source of information and be able to offer advice. At Tradesman Insurance 4u we offer between £500,000 and £10 million in public liability liability limit of cover for Demolitions.

What is public liability insurance?

Public liability insurance is a cover designed to protect you and your business from various compensation claims. Public liability insurance can protect you and your business from the following:

  • injury compensation: when injury has been caused to a client, member of the public, customer, supplier or passerby by you or your business.
  • propery damage compensation
  • legal fees associated with injury or damage compensation claims

For example, if you are a scaffolder and dropped a pole on a clients foot, or if you're a painter and decorator and were to spill a tin of paint on a clients carpet, you could face a compensation claim.

What is professional indemnity insurance?

Professional indemnity insurance is designed to protect your business from compensation claims made by a client due to mistakes made in your work. It can cover you from the following:

  • professional negligence
  • unintentional breaches of copyright or confidentiality
  • loss of documents or data
  • defamation or libel

It'll often be useful cover if your business provides provides advice or expertise to third parties, it's is a must for any company whose clients might suffer financial loss as a result of your advice, services or designs. For example, if you're an electrical contractor who's design or implementation has caused a malfunction, you may face a compensation claim that having professional indemnity insurance would greatly benefit you.

Do I legally require public liability insurance?

Although not legally required, as most business come into contact with the public one way or another, public liability insurance is normally very useful to have for your business. You'll often find some contracts will require you to have a certain level of public liability insurance before you can start work.

What business takes out public liability insurance?

Public liability insurance is particularly important for construction workers and shop owners, however if your business comes into contact with the general public, it'll be useful for your business.

What insurance does a Demolition need?

It largely depends on the type of work you do and what type of business you have. As a sole trader working on a building site you may just require public liability insurance to protect you from injury compensation or property damage claims, but if you need insurance in the case of giving advice, to cover your tools or employees you'll require a policy including extra cover. You can find out all you need to know regarding cover types by reading our FAQ's and insurance cover yypes in full.

What insurance does a self employed Demolition need?

Whether you're an Demolition operating as a business or on a self-employed basis, you'll need a specialist insurance policy to protect how you earn your living. Often you'll need a policy with a range of cover options such as public liabilty, employer's liability, property damage cover and professional indemnity. If you're unsure of what cover you need one of our advisors will be happy to guide you, just give us a call on 02071 185247.

What types of tradesman liability insurance do you offer?

At Tradesman Insurance 4u, we offer a range of liability insurance policies for tradesmen, including public liability insurance, employers' liability insurance, and professional indemnity insurance. You can also add optional extras like tools cover and personal accident cover to your policy for added protection.

What is the difference between public liability insurance and employers' liability insurance?

Public liability insurance covers third-party property damage or injury that occurs as a result of your business activities, whereas employers' liability insurance provides cover for your employees if they suffer an injury or illness as a result of their work. By law, you're required to have employers' liability insurance if you have employees, but public liability insurance is optional (though highly recommended).

How much public liability insurance do I need as a tradesman?

The amount of public liability insurance you need as a tradesman depends on various factors, including the type of work you do, the level of risk involved, and any contractual requirements you may have. Our policies offer limits of indemnity ranging from £1 million to £10 million, so you can choose the level of cover that best suits your business.

Can I get tradesman insurance if I'm self-employed?

Absolutely! Our self-employed tradesman insurance policies are designed to provide the cover you need, whether you work alone or have a small team. We offer a range of liability insurance policies as well as optional extras like tools cover and personal accident cover, so you can tailor your policy to your specific needs.

Does professional indemnity insurance cover public liability?

Although also providing cover for complensation claims, professional indemnity insurance is a different insurance product, offering protection against different types of claims due to mistakes. Professional indemnity insurance can be a standalone policy in some cases, or an addition to public liability insurance.

Does professional indemnity insurance cover bodily injury?

Professional indemnity insurance does not provide cover against bodily injury, it's purpose is to provide cover against compensation claims due to mistakes in your work. For protection against bodily injury that's it's best to look into public liability insurance.

Is professional indemnity insurance compulsory?

Although not compusory under law, some professions, including solicitors, financial advisors, architects and accountant require it due the rules stipulated by the relevant regulators and professional bodies. Some contracts may also require you have it before you're able to start a job.

Do I need product liability insurance?

Product liability insurance isn't required by law, however if you're a salesperson, manufacturer or supplier, you have a duty of care towards your customers. The Consumer Protection Act requires you to make sure that the goods you supply are safe. If injury or damage is caused to a customer or their property due to your product, you could end up facing legal action.

Do I need employer's liability insurance?

Carrying Employers’ Liability Insurance is a legal requirement for almost every business in the UK that has employees. It's purpose is to insure against liability for injury or disease to your employees arising out of their employment. You must also carry insurance for every temporary or contract worker you employ.

How much is Demolitions public liability insurance?

Demolitions public liability insurance policies from Tradesman Insurance 4u start at £2,240.00 a year, or £186.67 month if you choose to pay via direct debit (applicable if your policy is over £200).

Can I include personal injury insurance?

Tradesman Insurance 4u presently offers a single level for personal injury cover. Compensation can be up to £10,000 for injuries to as much as £20,000 for death. Keep in mind the maximum pay-out which one is entitled to is usually determined by the nature of the injury sustained.

Can I get Demolitions business insurance with multiple types of insurance in one policy?

Our specialist Demolitions business insurance policies make it simple for you to cover all your insurance needs with one quote, one policy and one set of documents. Simply select the types of insurance you need in our online form and we'll provide you with a quotation that suits your business best.

Is there a Tradesman Insurance 4u Blog?

Absolutely! Explore our Tradesman Insurance Blog for valuable insights, including tips to boost Scaffolders' job opportunities, the potential impact of Artificial Intelligence (AI) on various professions, and expert insurance advice. Don't miss out! Visit our Tradesman Insurance Blog now.

Can I pay in monthly instalments?

Yes, we offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.

How long will it take to get a quote?

Insurance for Demolitions can sometimes seem complicated and time consuming to organise. With that in mind we've tried to make it as simple as possible - we aim to get all the information required for your quote in 5 simple steps, then we'll do the hard work for you and find a quote that suits your business best, often within an hour or two.

How can I find out more?

For a much more in depth look at our frequently asked questions, visit our FAQ page.

Tradesman Insurance Claims

We're here to help take the stress out of insurance.

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Here to help

The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.

In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.

How to make a claim

To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Public liability insurance for demolitions

The core of a demolitions insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4u offers between £1 million and £5 million in cover, to protect you against any costs incurred.

Employers’ liability insurance

As a business owner with employees, you are required by law to also have employers' liability insurance, which is designed to cover for claims from employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company. This is even more important for high-risk jobs such as in construction and other industrial-related trades.

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Ensure you get the coverage you need

  • When choosing what type or even types of liability insurance you will take, make sure you read all documentation carefully before you sign on the dotted line.
  • Make sure you choose the right limit of indemnity that won't leave you or your business at risk.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.
  • Whether it's a legal requirement or not, ensure you get the right types of insurance to protect what matters most, your business.

What types of cover can I get?

From public liability insurance to employer's liability, professional indemnity to additional tool cover, we offer a wide range of insurance options to protect you and your business, find out more by heading to our insurance cover types section. If you still have more questions, head to our business insurance FAQs section or give us a call and one of our advisors will be happy to help.

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Types of Cover