Metal fabrication work in the UK can involve hot work, cutting and welding, heavy materials, and busy sites where accidents can happen quickly. Having the right public liability insurance helps protect your business if a third party is injured or property is damaged as a result of your work. At Tradesman Insurance 4U, we can help arrange metal fabrication insurance that’s suited to how you work.
Whether you fabricate in a workshop, on-site, or you’re a mobile metal fabricator, we can help you put the right cover in place. Depending on your needs, you may wish to include employers’ liability insurance (if you employ staff or use labour-only help) and professional indemnity insurance where design, advice, or specifications form part of the service. You can also add optional extras such as tools cover if required.
Our aim is to keep the process straightforward and hassle-free, so you can focus on your projects with confidence. If you’re unsure what level of cover you need for your metal fabrication work, get in touch with Tradesman Insurance 4U and we’ll talk you through the options.
Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.
From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.
Use our simple and secure online form to request your quote.
Get a quote with our online form in 6 simple steps. One policy, one set of documents.
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Andrew BaldwinCameron was spot on helping me find the correct policy for my business needs. Would highly recommend
a week ago
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Darren HoughBeen with tradesman insurance for 2years can't fault enything always polite with all enquiries would highly recommend 👌
a week ago
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Rhianna HellierI found Tradesman insurance 4U extremely professional. I was very happy with the policy they gave me and will not be looking for any other company in the future to deal with my public liability insurance
2 months ago
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Most Metal Fabricators start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.
If your work includes advice, designs, or technical specifications, professional indemnity insurance protects you if a client claims financial loss due to a mistake in your work. It’s particularly useful for trades offering expert guidance.
Cover levels typically range from £1 million to £10 million. The right level depends on the type of work you do and any contractual obligations. We’ll help guide you to the right option during your quote.
Yes. Whether you're working solo or running a small team, we offer tailored cover for self-employed Metal Fabricators. You can include tools, personal accident, and other extras as needed.
Metal Fabricators public liability insurance starts from £295.95 per year or £24.66 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.
Just complete our quick online form or call us on 02071 185247. You can also request a callback. We usually return quotes within 1 hour during business hours.
Policies are flexible and can be tailored to your needs. You can choose from:
It’s not required by law, but it’s strongly recommended. Many clients or contractors require it before allowing you on-site, and it protects against claims made by the public or customers.
Yes, if you employ anyone who’s not a direct family member. It’s a legal requirement with minimum cover of £5 million.
Public liability protects against injury or damage claims from third parties. Employers’ liability covers injuries or illness suffered by your staff as a result of their work.
Yes, personal accident cover is available as an optional extra. You could receive compensation of up to £10,000 for injuries or £20,000 in the event of death, depending on the circumstances.
Absolutely. Just select the types of cover you need when completing your quote. We’ll bundle everything into one convenient policy.
Yes—we offer Direct Debit plans to help spread the cost across monthly instalments, available on policies over £200.
Visit our full FAQ page or explore the insurance types section for more information about specific covers.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:
02071 185247Lines open between 8am and 8pm, Monday to Sunday
When arranging public liability insurance for metal fabrication, it’s important the policy reflects the type of work you do. Consider where you work (workshop vs. on-site), the types of projects you take on (structural fabrication, architectural metalwork, railings and gates, repairs), and whether you regularly carry out hot work such as cutting or welding on-site.
Choose a suitable limit of indemnity, especially if your contracts specify minimum requirements. If you add tools cover, make sure you have an accurate replacement value for your equipment, so you’re not underinsured if items are stolen or damaged.
If you employ anyone, you may be legally required to hold employers’ liability insurance. Make sure your working arrangements are correctly disclosed so your cover responds as expected.
At Tradesman Insurance 4U, we can arrange a range of business insurance options for metal fabricators, including public liability, employers’ liability, professional indemnity, and optional extras like tools cover. Head to our insurance cover types section to learn more about what each cover does and when it may be needed.
If you have any questions, visit our business insurance FAQs section or give us a call to speak with one of our advisors. Don’t take chances with your livelihood — make sure you have the right protection in place for your metal fabrication work.
