As your job is vast and wide-spread, you have many tasks to oversee and ensure completion of. From overall planning, coordination, meeting with clients and making sure certain expectations are met, your job can be exhausting. Insurance shouldn’t have to be something else you need to worry about. You need a company that has everything you need in one place and for a reasonable price. Lets face it, accidents happen, but having the right insurance can cover you for any eventuality.
In your line of work, having contract works insurance for example, prepares you for any possible problem that might occur during any part of the construction phase. This makes sure you’re covered in a situation when you're directly held responsible for any partly completed work. Find out more about contracts works by clicking here.
The core of a construction Managers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.
Even if you’re not operating heavy machinery, you might still work with high-end equipment such as a laptop or desktop. These specialised tools for work can also be damaged, so we highly suggest that you consider availing of our business equipment cover options to protect you from day to day risks and ensure smooth work operations.
Having professional indemnity insurance is deemed vital for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give out faulty advice that causes financial loss to a client. You can avail of the professional indemnity insurance as standalone coverage or in combination with another policy. Here at Tradesman Insurance 4U, we can offer between 50,000 and 5 million pounds in professional indemnity coverage.
Besides having to cover for your employees and other people, you also should be concerned about getting your own insurance coverage. Having personal accident insurance can alleviate your burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.
Another popular type of insurance among tradesmen is tool insurance, which guarantees that you’ll have supporting coverage should there be any issues with major company properties, including loss, damage, or theft.
Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.
Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.