Cleaning Contractor Insurance

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Quick, reliable insurance for cleaning contractors

Public liability insurance for cleaning contractors doesn't need to be complicated. Complete our simple to use, online form in 5 simple steps and our team of experts will get straight to work for you, finding you the quotation that suits your business best.

Our specialist insurance policies for cleaning contractors include public liability insurance, and give you the option to add employers liability and various other types of insurance that you may need for the cleaning and support services industry. In addition to the liability cover, extensions to cover are available that have been designed specifically for the cleaning and support services industry. Clerical employees are covered automatically, and cover can be tailored for businesses with multiple trades and services.

As accidents and incidents don’t only happen between 9am and 5pm the Cleaning contractor’s insurance provides a free 24 hour emergency helpline to ensure there’s someone to help you when you need it most. A legal advice service and counselling service providing confidential free advice are also available 24 hours a day, 7 days a week, 365 days a year. In addition to this, a tax advice service is available from 9am – 5pm Monday to Friday, excluding public and bank holidays.

Affordable Cleaning Contractor Insurance

Our team of experts are dedicated to protecting your livelihood and your reputation. Making sure you have the right insurance in place is vital to protect yourself and how you earn your living. At Tradesman Insurance 4u our experts offer affordable premiums that will keep you protected, no matter what the scenario.

Our policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.

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Making insurance simple

Choose your limit of cover

Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Get a quote with our online form in 6 simple steps. One policy, one set of documents.

UK based contact centre

Our UK based call centres are full of friendly staff who are here to help.

Peace of Mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Tradesman Insurance FAQs

What insurance does a Cleaning Contractor need?

Most Cleaning Contractors start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.

Do I need professional indemnity insurance?

If your work includes advice, designs, or technical specifications, professional indemnity insurance protects you if a client claims financial loss due to a mistake in your work. It’s particularly useful for trades offering expert guidance.

How much public liability cover do I need?

Cover levels typically range from £1 million to £10 million. The right level depends on the type of work you do and any contractual obligations. We’ll help guide you to the right option during your quote.

Can I get cover if I’m self-employed?

Yes. Whether you're working solo or running a small team, we offer tailored cover for self-employed Cleaning Contractors. You can include tools, personal accident, and other extras as needed.

How much does Cleaning Contractors insurance cost?

Cleaning Contractors public liability insurance starts from £59.95 per year or £5.00 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.

How do I get a quote?

Just complete our quick online form or call us on 02071 185247. You can also request a callback. We usually return quotes within 1 hour during business hours.

What does a policy typically include?

Policies are flexible and can be tailored to your needs. You can choose from:

Do I legally need public liability insurance?

It’s not required by law, but it’s strongly recommended. Many clients or contractors require it before allowing you on-site, and it protects against claims made by the public or customers.

Do I need employers’ liability insurance?

Yes, if you employ anyone who’s not a direct family member. It’s a legal requirement with minimum cover of £5 million.

What is the difference between public and employers' liability insurance?

Public liability protects against injury or damage claims from third parties. Employers’ liability covers injuries or illness suffered by your staff as a result of their work.

Can I include personal injury insurance?

Yes, personal accident cover is available as an optional extra. You could receive compensation of up to £10,000 for injuries or £20,000 in the event of death, depending on the circumstances.

Can I combine multiple covers in one policy?

Absolutely. Just select the types of cover you need when completing your quote. We’ll bundle everything into one convenient policy.

Can I pay monthly?

Yes—we offer Direct Debit plans to help spread the cost across monthly instalments, available on policies over £200.

Where can I find out more?

Visit our full FAQ page or explore the insurance types section for more information about specific covers.

Tradesman Insurance Claims

We're here to help take the stress out of insurance.

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Here to help

The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.

In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.

How to make a claim

To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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Cleaning Contractor at work

Professional indemnity insurance for cleaning Contractors

Professional indemnity insurance is important for cleaning Contractors who provide advice, plans, or professional services. It protects you if a client suffers financial loss due to a mistake in your work. Cover can be taken on its own or added to a wider policy. We offer limits from £250,000 up to £5 million.

Public liability insurance for cleaning Contractors

This is usually the core of a cleaning Contractor insurance policy. Public liability insurance protects you if someone is injured or property is damaged due to your work. We offer between £1 million and £10 million in cover to meet a wide range of client and contract requirements.

Employers’ liability insurance

If you employ staff, even part-time or temporary workers, employers’ liability insurance is a legal requirement. It covers claims from employees who become ill or are injured through their work with you. This is especially important for high-risk trades like construction, engineering, or industrial work.

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Get the right insurance for your business

  • Review your policy documents carefully before you commit — know exactly what’s included and excluded.
  • Choose a suitable level of cover so you’re not left underinsured if a claim arises.
  • Accurately estimate the value of your tools and equipment — this ensures you can replace them if lost, stolen, or damaged.
  • If you employ anyone (even part-time or at home), you’re legally required to have employers’ liability insurance — fines for not having it can be up to £2,500 per day.
  • Even when not required by law, the right insurance helps protect your livelihood and keep your business running smoothly.

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  • Takes less than 5 minutes.
  • 6 simple steps
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Types of Cover