Public liability
Falling steel or collapse
Injury or property damage from steel components during erection.
Trade cover
Steel Erector Insurance
Steel Erector cover, quoted in minutes. Your quote depends on trade, turnover and cover levels.
Get a quoteTakes about 5 minutes · No card details to get a quotation · Documents by email
The work
Structural steel on site
Working as a steel erector in the UK can be risky, especially when working at heights. That's why it's essential to have the right public liability insurance policy in place to protect your business, yourself, and your clients. At Tradesman Insurance 4U, we offer specialised steel erector insurance policies that are tailored to meet your needs.
Our online quote form makes it easy to get the coverage you need. It's quick and easy, taking only five minutes to complete. With our simple online quote form, you can select from a range of key covers, including employers' liability insurance and professional indemnity insurance. You can also customise your policy with any additional coverage you may require.
Our steel erector public liability insurance policies are designed to be hassle-free and straightforward, giving you peace of mind while you focus on your business. Whether you're a self-employed steel erector or you own a steel erection business, we've got you covered. Don't let unexpected accidents or mishaps disrupt your work - get in touch with Tradesman Insurance 4U today to find out how we can help you protect your livelihood.
When it comes to steel erector public liability insurance, it's essential to get the right coverage to protect your business. Before choosing a policy, make sure to read all documentation carefully to ensure you understand the coverage offered. Be sure to choose the appropriate limit of indemnity to avoid leaving your business at risk.
Having an accurate replacement value of your tools and property is also important, as it enables you to replace your equipment in case of damage or theft. If you employ people in your business, including those working from your home, you are legally required to have employer's liability insurance. Failing to do so could result in heavy fines.
At Tradesman Insurance 4U, we offer a range of insurance options to help you protect your business. From public liability insurance to employer's liability and professional indemnity, as well as additional tool cover, we've got you covered. Head to our insurance cover types section to learn more about the different coverage options available.
If you have any questions or need further assistance, visit our business insurance FAQs section or give us a call to speak with one of our advisors. Don't take any chances with your business - make sure you have the right coverage to protect what matters most.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Employers' liability
Height and heavy-lift injury
Employee injury during steel erection work.
Contract works
Incomplete structure
Damage to partially erected steelwork before handover.
On the quote form
Cover you can select
These are the cover options you can build on the form. Your quotation and schedule confirm what applies.
Public liability
The core cover for injury and property damage. Limits from £1m to £10m on our form.
Employers' liability
Legally required if you employ staff, including part-time or temporary workers.
Contract works
Cover for work in progress where the contract makes you responsible for unfinished builds.
Professional indemnity
For advice, design or consultancy work. Limits from £50,000 to £5m.
Prices start from
£295.95 / year
including IPT
or from £27.45 per month
What steel erector cover costs
£295.95 is the lowest price available on our quote form for public liability for steel erector. It is not a typical package and most policies cost more. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £27.45 a month. The total you pay by instalments is higher than paying in full.
Illustrative monthly Direct Debit instalments, subject to eligibility. A deposit applies by card; paying in full costs less.
Quote online in minutes
Select your trade and cover on the form.
1
Select your trade
Choose your trade and tell us how your business is set up.
2
Pick your cover
Add public liability, employers' liability, tools and other options.
3
See your price
Your quotation updates as you select limits and extras.
4
Get your documents
When you buy online, documents are emailed straight away.
Claims we have handled
Settled examples from tradespeople. Each outcome depended on the cover in force at the time.
Public liability
An electrician replaced a consumer unit and a short circuit damaged the client's appliances.
Public liability covered the property damage claim.
Scaffolding
A scaffold collapsed onto neighbouring property during erection work.
Public liability responded to the third-party property damage.
Painting and decorating
A decorator knocked over a tin of gloss paint, staining carpets and furnishings.
Public liability covered the damage to the client's property.
Employers' liability
An employee fractured their ankle after falling from a ladder on a customer's site.
Employers' liability covered the employee's injury claim.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
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Great service. On point and in good time. Claire was helpfull and always got back to me straight away. Thank you for your help.
Carl Brambles
a month ago · Google
Very happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
Mark Haynes
3 months ago · Google
Nick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
Jamie Davin
3 months ago · Google
Steel Erector Insurance FAQs
Most steel erectors need public liability. Add employers' liability if you have staff, optional tool cover for equipment, and professional indemnity if you give advice or design work.
It is not a legal requirement for every business, but many clients, sites and contracts expect it. Employers' liability is legally required when you employ staff.
If your work includes advice, plans, specifications or design, professional indemnity protects you if a client suffers financial loss because of an error in your work.
Public liability for steel erector starts from £295.95 a year, including Insurance Premium Tax, on our site. £295.95 is the lowest price available on our quote form for this trade. It is not a typical package and most policies cost more. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £27.45 a month, subject to eligibility. Paying in full costs less.
See your steel erector price
Select your trade and limits on the quote form. No obligation.
Get a quoteRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. Tradesman Insurance 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Steel Erector Insurance
from £295.95 a year or £27.45/month incl. IPT; your price depends on what you select