At Tradesman Insurance 4u, we offer flexible options for over 350 different trades. Our policies can be customised to meet your specific needs, covering public liability, professional indemnity, employers liability, personal accident, product liability, and additional tool cover..
As a tradesman, you face a variety of risks and perils in your daily work. That's why we've partnered with top UK insurance providers to give you competitive prices and comprehensive coverage. With decades of experience working with tradesmen and construction professionals, we understand the challenges you face and strive to make insurance stress-free.
Tradesman insurance is designed to protect your business from high-risk situations. We make it easy for you to get covered with our simple online form, and our helpful advisors are available to discuss your options and help you determine the right level of cover for your business.
Our UK public liability insurance product ranges between £1 million and £10 million indemnity limit, depending on what suits you best. Don't let unexpected events impact your livelihood - get the insurance you need today.
You don't have to compromise on quality when you choose Tradesman Insurance 4U. We offer a range of public liability insurance policies to suit all trades and budgets. Our policies are comprehensive and affordable, complete our online form in 5 simple steps and we'll get straight to work, finding you the best possible quote to suit your needs.
Whether it's £500,000 or £10,000,000 you need, we've got you covered.
Get a quote with our online form in 6 simple steps. One policy, one set of documents.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Tradesman Insurance 4U make life a little easer with a no fuss trade Insurances, tell them what you are looking for and they will advise the type of Insurance you need. they will remind you when your policy is due, and easy to renew with a quick c... ...Read more
a week ago
Posted on Google
Does exactly what is says on the tin - spoke to Aiden on the phone for about 15 minutes - very friendly and helpful, tailored the cover required to my needs, good price for what was required by myself. Will be using again at renewal, many thanks f... ...Read more
a month ago
Posted on Google
This is the second year of taking out insurance with this company. Anthony is always very knowledgeable, helpful and Professional in his approach. After 30 years of dealing with Insurance companies, he is the most helpful I have dealt with.
a month ago
Posted on Google
You can get a quote by filling in our simple to use online form, or by clicking any of the "start quote" buttons throughout our site. Once you've completed that we'll take over and find the best quote to suit you and your business.
If there's anything you're unsure of give us a call on 02071 185247, one of our advisors will be happy to help.
If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.
Offering specialist tradesman insurance policies to construction professionals in the UK, we've got you covered no matter what the scenario.
It's highly unlikely you'll find an insurance company who will advise the limit of cover you need, mainly due to liability reasons. Our team of advisors will be happy to discuss your options and help find the policy that suits your needs best, however the amount and type of cover will be your responsibility to decide.
In some cases your job may stipulate the amount of liability cover you require. Many industry organisations and professional bodies could also prove a good source of information and be able to offer advice. At Tradesman Insurance 4u we offer between £500,000 and £10 million in public liability liability limit of cover for Tradesmen.
Public liability insurance is a cover designed to protect you and your business from various compensation claims. Public liability insurance can protect you and your business from the following:
For example, if you are a scaffolder and dropped a pole on a clients foot, or if you're a painter and decorator and were to spill a tin of paint on a clients carpet, you could face a compensation claim.
Professional indemnity insurance is designed to protect your business from compensation claims made by a client due to mistakes made in your work. It can cover you from the following:
It'll often be useful cover if your business provides provides advice or expertise to third parties, it's is a must for any company whose clients might suffer financial loss as a result of your advice, services or designs. For example, if you're an electrical contractor who's design or implementation has caused a malfunction, you may face a compensation claim that having professional indemnity insurance would greatly benefit you.
Although not legally required, as most business come into contact with the public one way or another, public liability insurance is normally very useful to have for your business. You'll often find some contracts will require you to have a certain level of public liability insurance before you can start work.
Public liability insurance is particularly important for construction workers and shop owners, however if your business comes into contact with the general public, it'll be useful for your business.
It largely depends on the type of work you do and what type of business you have. As a sole trader working on a building site you may just require public liability insurance to protect you from injury compensation or property damage claims, but if you need insurance in the case of giving advice, to cover your tools or employees you'll require a policy including extra cover. You can find out all you need to know regarding cover types by reading our FAQ's and insurance cover yypes in full.
Whether you're an Tradesman operating as a business or on a self-employed basis, you'll need a specialist insurance policy to protect how you earn your living. Often you'll need a policy with a range of cover options such as public liabilty, employer's liability, property damage cover and professional indemnity. If you're unsure of what cover you need one of our advisors will be happy to guide you, just give us a call on 02071 185247.
At Tradesman Insurance 4u, we offer a range of liability insurance policies for tradesmen, including public liability insurance, employers' liability insurance, and professional indemnity insurance. You can also add optional extras like tools cover and personal accident cover to your policy for added protection.
Public liability insurance covers third-party property damage or injury that occurs as a result of your business activities, whereas employers' liability insurance provides cover for your employees if they suffer an injury or illness as a result of their work. By law, you're required to have employers' liability insurance if you have employees, but public liability insurance is optional (though highly recommended).
The amount of public liability insurance you need as a tradesman depends on various factors, including the type of work you do, the level of risk involved, and any contractual requirements you may have. Our policies offer limits of indemnity ranging from £1 million to £10 million, so you can choose the level of cover that best suits your business.
Absolutely! Our self-employed tradesman insurance policies are designed to provide the cover you need, whether you work alone or have a small team. We offer a range of liability insurance policies as well as optional extras like tools cover and personal accident cover, so you can tailor your policy to your specific needs.
Although also providing cover for complensation claims, professional indemnity insurance is a different insurance product, offering protection against different types of claims due to mistakes. Professional indemnity insurance can be a standalone policy in some cases, or an addition to public liability insurance.
Professional indemnity insurance does not provide cover against bodily injury, it's purpose is to provide cover against compensation claims due to mistakes in your work. For protection against bodily injury that's it's best to look into public liability insurance.
Although not compusory under law, some professions, including solicitors, financial advisors, architects and accountant require it due the rules stipulated by the relevant regulators and professional bodies. Some contracts may also require you have it before you're able to start a job.
Product liability insurance isn't required by law, however if you're a salesperson, manufacturer or supplier, you have a duty of care towards your customers. The Consumer Protection Act requires you to make sure that the goods you supply are safe. If injury or damage is caused to a customer or their property due to your product, you could end up facing legal action.
Carrying Employers’ Liability Insurance is a legal requirement for almost every business in the UK that has employees. It's purpose is to insure against liability for injury or disease to your employees arising out of their employment. You must also carry insurance for every temporary or contract worker you employ.
Tradesmen public liability insurance policies from Tradesman Insurance 4u start at £59.95 a year, or £5.00 month if you choose to pay via direct debit (applicable if your policy is over £200).
Tradesman Insurance 4u presently offers a single level for personal injury cover. Compensation can be up to £10,000 for injuries to as much as £20,000 for death. Keep in mind the maximum pay-out which one is entitled to is usually determined by the nature of the injury sustained.
Our specialist Tradesmen business insurance policies make it simple for you to cover all your insurance needs with one quote, one policy and one set of documents. Simply select the types of insurance you need in our online form and we'll provide you with a quotation that suits your business best.
Absolutely! Explore our Tradesman Insurance Blog for valuable insights, including tips to boost Scaffolders' job opportunities, the potential impact of Artificial Intelligence (AI) on various professions, and expert insurance advice. Don't miss out! Visit our Tradesman Insurance Blog now.
Yes, we offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.
Insurance for Tradesmen can sometimes seem complicated and time consuming to organise. With that in mind we've tried to make it as simple as possible - we aim to get all the information required for your quote in 5 simple steps, then we'll do the hard work for you and find a quote that suits your business best, often within an hour or two.
For a much more in depth look at our frequently asked questions, visit our FAQ page.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:02071 185247
Lines open between 8am and 8pm, Monday to Sunday
A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one. The painter and decorator's public liability insurance covered the cost of the claim which included legal expenses and the compensation that was awarded.
A structural engineer was tasked with calculating the amount of steels and lintels required for a commercial project. During the construction process it became apparent that the calculations were wrong and the steel wouldn't hold the weight of the house. The project had to be restarted which resulted in a heavy financial loss and large claims made against the engineer. The professional indemnity policy the engineer had covered the cost of the claim and potentially stopped engineer going out of business.
A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbours house, destroying a large section of the roof. A large claim was made against the business who fortunately had the adequate public liability insurance to cover the claim against them.
A kitchen fitter was fitting some cupboards and accidentally knelt on a clients new electronic oven hub and caused it to crack. The public liability insurance the fitter had meant the claim made for a new hub and the labour to fit it were covered.
A commercial carpet cleaning company were cleaning an office carpet, the heat was too high which shrunk and discoloured the carpet. Having the right tradesman liability policy in place meant the compensation claim made against the business for a new carpet as well as fitting costs were covered.
At Tradesman Insurance 4u, we understand that each trade and business is unique, and that's why we offer customisable insurance options to suit your individual needs. Whether you're a construction company owner, a freelance data analyst, or working from home, our tailored insurance policies provide the protection you need to secure your livelihood. Trust us to curate a comprehensive set of options that suit your business, so you can focus on what you do best. Contact us today for a personalised quote.
As soon as you decide to go ahead we'll send you full documentation and you'll have access to a of experienced insurance experts who will be on hand to assist you every step of the way. From smaller businesses to large companies, we'll find the right insurance solutions for you. Get latest industry updates from our tradesman blog and keep one step ahead of the competition. If you’re not sure where to start, you can first head to our tradesman insurance FAQ's and proceed to pick out a trade or insurance type that you want to be more informed about.
Tradesman Insurance 4u is dedicated to providing top-notch public liability insurance for tradesmen. We pride ourselves on offering a personalised 5-star service, with a wide range of options to suit your specific needs. Our goal is to make the insurance process simple and straightforward, so you can focus on your business with peace of mind. Get a quote today and experience our commitment to excellent customer service.
Be informed on what types of insurance you’ll need in order to sufficiently prepare yourself and your business to keep it running as smoothly as possible. Here are some important insurance policies you should consider: