Tradesman Insurance

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What is tradesman insurance?

At Tradesman Insurance 4u we offer flexible insurance for over 350 different trades, from scaffolders to boilermakers, roofers to carpet cleaners, whatever your trade, we've got your covered.

Tradesman insurance is designed protect you and your business from the risks perils you face on a daily basis. As a tradesman you'll likely be exposed to many high-risk situations. With that in mind our policies can be customised to suit you your business' needs. We, as a company, have been working with tradesmen and building professionals for decades to give the best service possible.

We aim to take the stress out of insurance by doing the hard work for you, complete our simple online form in 5 simple steps and we'll do the hard work for you, finding you the best possible quote to suit your needs. Liability cover, without the normal stress.

What does tradesman insurance cover?

Whether it's public liability, professional indemnity, employers liability, personal accident cover, product liability insurance or additional tool cover, you can tailor your policy however you like a the click of a button. We pride ourselves on the fact the insurance providers we work with some of the best in the UK, offering hugely competitive prices.

What limit of indemnity do I need?

Mainly due to liability reasons, you'll find it difficult to find an insurance company who will advise you exactly how much cover you need. The responsibility to take out adequate cover largely falls in your hands as it depends on your business and the work you do, although our helpful advisors will be happy to discuss your options and explain how you can come to a conclusion regarding cost. Our public liability insurance product ranges between £1 million and £10 million indemnity limit, depending on what suits you best.

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Making insurance simple

Choose your limit of cover

Whether it's £500,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Get a quote with our online form in 6 simple steps. One policy, one set of documents.

UK based contact centre

Our UK based call centres are full of friendly staff who are here to help.

Peace of Mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

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Tradesman insurance experts

We care about your business, which is why we prioritise providing a tailored range of insurance options that are specific to your trade. Regardless if you’re the owner of a big construction company or a data analyst for other clients, or if you work in a big office building or even from the confines of your own home, you can rest assured that what we’ll give you is a well curated set of options and insurance policies that protect how you earn your living.

Construction Industry Insurance Made Simple

As soon as you decide to go ahead we'll send you full documentation and you'll have access to a of experienced insurance experts who will be on hand to assist you every step of the way. From smaller businesses to large companies, we'll find the right insurance solutions for you. Get latest industry updates from our tradesman blog and keep one step ahead of the competition. If you’re not sure where to start, you can first head to our tradesman insurance FAQ's and proceed to pick out a trade or insurance type that you want to be more informed about. You can find all need-to-know information throughout our website

  • Specialised in Tradesman Insurance
  • Quote comparisons available from multiple top insurers
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline
  • All settled claims paid within 24 hours

What types of insurance do tradesmen need?

Be informed on what types of insurance you’ll need in order to sufficiently prepare yourself and your business to keep it running as smoothly as possible. Here are some important insurance policies you should consider:

  • Public liability insurance – This is among the most important and most common insurance policies for tradesmen. It protects you and your business should a situation arise in which a person (who may not be directly involved or working for your company) has an accident or their property was damaged due to your business operations. Tradesman Insurance 4u provide cover between 1 million and 10 million pounds.
  • Employers’ liability insurance – as a business owner, you are required by law to also have employers’ liability insurance, which is designed to cover for claims of employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company.
  • Personal accident insurance – covers you against loss of income and incurred medical costs, should you suffer from an accident.
  • Additional Tool Cover Insurance – if you've been the victim of theft or your tools have been damaged or lost, do you have any back up to help keep your business operational? You can easily add tool insurance to your public liability insurance policy.

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Types of Cover