Tradesman Insurance

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Insurance for whichever trade you need

At Tradesman Insurance 4u, we offer flexible options for over 350 different trades. Our policies can be customised to meet your specific needs, covering public liability, professional indemnity, employers liability, personal accident, product liability, and additional tool cover..

As a tradesman, you face a variety of risks and perils in your daily work. That's why we've partnered with top UK insurance providers to give you competitive prices and comprehensive coverage. With decades of experience working with tradesmen and construction professionals, we understand the challenges you face and strive to make insurance stress-free.

What is tradesman insurance?

Tradesman insurance is designed to protect your business from high-risk situations. We make it easy for you to get covered with our simple online form, and our helpful advisors are available to discuss your options and help you determine the right level of cover for your business.

Our UK public liability insurance product ranges between £1 million and £10 million indemnity limit, depending on what suits you best. Don't let unexpected events impact your livelihood - get the insurance you need today.

Looking for cheap public liability insurance?

You don't have to compromise on quality when you choose Tradesman Insurance 4U. We offer a range of public liability insurance policies to suit all trades and budgets. Our policies are comprehensive and affordable, complete our online form in 5 simple steps and we'll get straight to work, finding you the best possible quote to suit your needs.

Making insurance simple

  • Choose your limit of cover

    Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

  • Add additional insurance

    From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

  • Safe & secure online applications

    Use our simple and secure online form to request your quote.

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Stress-free insurance

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Looking for further information?

Speak to one of our friendly and helpful advisors

01773 810072

Lines open between 8am and 8pm, Monday to Friday

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Tradesman Insurance FAQs

Tradesman Insurance Claims

Site damage, injury and tools claims: practical help when a job goes wrong.

Here to help

A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.

Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.

How to make a claim

To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance Claim Examples

  • Public liability

    A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.

    Public liability insurance covered legal expenses and the compensation awarded.

  • Professional indemnity

    A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.

    Professional indemnity cover paid the claim and helped keep the engineer in business.

  • Public liability

    A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.

    Public liability insurance covered the claim made against the business.

  • Public liability

    A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.

    Public liability insurance covered the claim for a replacement hob and fitting costs.

  • Public liability

    A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.

    Tradesman insurance covered the compensation claim for a new carpet and fitting costs.

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Business Public Liability Insurance Experts

At Tradesman Insurance 4u, we understand that each trade and business is unique, and that's why we offer customisable insurance options to suit your individual needs. Whether you're a construction company owner, a freelance data analyst, or working from home, our tailored insurance policies provide the protection you need to secure your livelihood. Trust us to curate a comprehensive set of options that suit your business, so you can focus on what you do best. Contact us today for a personalised quote.

Construction Industry Insurance Made Simple

As soon as you decide to go ahead we'll send you full documentation and you'll have access to a of experienced insurance experts who will be on hand to assist you every step of the way. From smaller businesses to large companies, we'll find the right insurance solutions for you. Get latest industry updates from our tradesman blog and keep one step ahead of the competition. If you’re not sure where to start, you can first head to our tradesman insurance FAQ's and proceed to pick out a trade or insurance type that you want to be more informed about.

Tradesman Insurance 4u is dedicated to providing top-notch public liability insurance for tradesmen. We pride ourselves on offering a personalised 5-star service, with a wide range of options to suit your specific needs. Our goal is to make the insurance process simple and straightforward, so you can focus on your business with peace of mind. Get a quote today and experience our commitment to excellent customer service.

  • Specialised in Tradesman Insurance
  • Quote comparisons available from multiple top insurers
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline
  • All settled claims paid within 24 hours
Tradesman insurance

What types of insurance do tradesmen need?

Be informed on what types of insurance you’ll need in order to sufficiently prepare yourself and your business to keep it running as smoothly as possible. Here are some important insurance policies you should consider:

  • Public liability insurance – This is among the most important and most common insurance policies for tradesmen. It protects you and your business should a situation arise in which a person (who may not be directly involved or working for your company) has an accident or their property was damaged due to your business operations. Tradesman Insurance 4u offers coverage ranging from 1 million to 10 million pounds.
  • Employers’ liability insurance – as a business owner, you are required by law to also have employers’ liability insurance, which is designed to cover for claims of employees who have experienced accidents, suffered from injuries, or have fallen seriously ill as a direct result of working for your company.
  • Personal accident insurance – covers you against loss of income and incurred medical costs, should you suffer from an accident.
  • Additional Tool Cover Insurance – if you've been the victim of theft or your tools have been damaged or lost, do you have any back up to help keep your business operational? You can easily add tool insurance to your companies public liability insurance policy.
  • Professional indemnity insurance – provides protection for businesses that offer professional advice or services to clients. This type of insurance covers the costs associated with defending against a claim made by a client, as well as any damages awarded as a result of the claim. It can also provide coverage for unintentional breaches of confidentiality, loss of documents or data, and other professional mistakes that could lead to financial loss for clients.

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