Roofers are usually faced with a unique set of risks. For instance, besides working at heights, there can also be constant exposure to heat. It is because of such that you will require insurance which reflects the reality of this work.
At Tradesman Insurance 4u you will be able to set up a policy which not only suits your personal preferences, but will also have the opportunity to add a variety of key covers to your , including employers liability and professional indemnity cover. These also serve as a guarantee for a single premium, one set of documents as well as a single renewal date.
As well as the risks facing you during the work day you never know what else might happen, you may find that one of the most important extras for you is personal accident insurance, with this you qualify for compensation even in the event that you sustain an injury while away from work.
If you're constantly exposed to heat when working, it is very important that you specify this when applying for your cover, you'll see an option for it on our simple to use quote form.
You can read our "Roofing: A high risk profession" blog article by clicking here.
The core of a roofers insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.
Besides having cover for your employees and clients, it's also advisable to take out your own insurance coverage. Having Personal accident insurance can alleviate the burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.
Another important consideration is any specialist tools or equipment you have, such as a power tools or a laptop. Our tool cover insurance will help take care of the day to day risks, letting you get on with the job in hand.
Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.
Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.