Scaffolders Insurance

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Scaffolders insurance made for you

Working at height usually subjects scaffolders a unique set of risks. Taking into consideration the level of risk being taken, an insurance policy which will protect you as well as your clients is vital. You will be glad to know that with Tradesman Insurance 4u you will be able to get just that. You will be able to set up a policy which not only suits your personal preferences, but have the opportunity to choose from a variety of key covers, including employers liability insurance and public liability insurance. These also serve as a guarantee for a single premium, one set of documents as well as a single renewal date. Simply put, tailored insurance is fast quality cover, without the normal hassle.

Whether you own a scaffolding company and need to insure all of your workers, or work for yourself in a one man band, we've got you covered.

Indemnity to Principals

Indemnity to Principals are automatically included in our policies. These clauses satisfy a requirement in a contract for the contractor to provide an indemnity to a principal, or a requirement for the contractor to extend his liability policy so that the principal is indemnified as if he were the insured.

Scaffolding company articles

We recently wrote an article - Scaffolding, one of the safest industries in the UK? - detailing some shocking recent real life cases, resulting in fines for companies around the UK. We also tell you where to find the latest scaffolding information - including myth busting and the latest health and safety regulations.

Still unsure as to why liability insurance is important for a scaffolder? Read our article Why is liability insurance so vital for a Scaffolder?.

Why choose us?

  • Specialised in scaffolders insurance
  • Indemnity to principals automatically included
  • Quote comparisons
  • 30+ years of experience
  • UK-based expert contact centre
  • 24 hour crisis helpline

What next?

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Working at heights covered by scaffolders insurance

Public liability insurance for scaffolders

The core of a scaffolders insurance policy will normally be public liability insurance, it's an often vital cover for yours and most other trades, as it can protect you if someone is injured or their property is damaged due to your business. Tradesman Insurance 4U offers between £250,000 and 5 million in cover, to protect you against any costs incurred.

Personal accident insurance for scaffolders

Besides having cover for your employees and clients, it's also advisable to take out your own insurance coverage. Having Personal accident insurance can alleviate the burden of having to deal with loss of income and incurred medical costs should you suffer from an accident.

Another important consideration is any specialist tools or equipment you have, such as a power tools or a laptop. Our tool cover insurance will help take care of the day to day risks, letting you get on with the job in hand.

Tradesman at work, covered by Liability Insurance

Ensure you get the coverage you need

  • When choosing what type or even types of insurance you will take, make sure you read all documents carefully before you sign on the dotted line.
  • Make sure you have an accurate replacement value of tools and property, so that you can adequately replace your vital equipment that earns you your living, should something happen
  • If you engage people in employment, even in your own residence, you are legally mandated to take out employer’s liability insurance. if you fail to do so, you could pay heavy fines.

Researching other businesses that are in your trade, as well as asking your clients what level of public liability cover they expect, can help you make wise and often business saving decisions, should accidents happen to you or your company.

Need more details? You can find out more about cover options that can help protect your business in the long run, by heading to our insurance cover types section. Simply choose the cover options you’re interested in and find out everything you need to know — if you don’t know where to begin, you can check out our business insurance FAQs.

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